Investment Strategy

Ruggie Wealth Management’s investment strategy reflects our belief that the days of simply buying and holding a portfolio of stocks, bonds or mutual funds are long gone. Today, dozens of asset classes with broad diversification are available to help protect your portfolio against extreme market volatility. Ruggie Wealth Management looks at the entire global financial market to find these opportunities.

Our team goes through a comprehensive discovery process to learn who you are, what’s important to you, and what your interests, values and dreams are. We then go through a strategic proprietary process to help you set an investment course which evaluates the correlation between the money you have, the money you need and when you will need it. Once your investment course is set, we are here to stand beside you as you face every significant financial decision throughout your lifetime.

We believe that having a well thought-out, understandable strategy, which helps protect portfolios and provide opportunity for growth, will provide financial confidence for our clients.

Managed Portfolios

Every client portfolio is managed in-house. Because we seek to build long-term, exclusive, collaborative relationships with each client, we are able to build each portfolio — from the ground up — with careful security selection that is flexible enough to go well beyond equities and fixed income to sophisticated alternative investments.

Advance and Protect

The world has changed. Shouldn’t your investment strategy?

We believe buy and hold is not a prudent investment strategy. Instead, Ruggie Wealth Management’s Advance & Protect Strategy takes a pro-active rather than reactive approach to investment. Instead of simply buying investments and holding them in the hope they will keep rising in value, we carefully watch the markets and conduct research daily to try to spot trends early. That allows us to alter the make-up of portfolios if we believe conditions are going to change.

RWM Alternative Portfolio

We provide our clients with a variety of ways to diversify their assets and to potentially earn greater risk-adjusted returns on those investments. We remain actively involved in research on niche and alternative opportunities to help us identify opportunities that may be overlooked by other investors. These may include:

• Real Estate
• Hedge Funds
• Private Equity
• Other Real Assets

Customized Hedge Fund Portfolio Solutions

With our customized hedge fund portfolio services, you can access institutional-quality hedge fund portfolios and invest like the world’s most sophisticated investors.

• Institutional-Quality Investments
• Custom Portfolios
• Transparency and Reporting
• Institutional Safeguards
• Investor Support
• Streamlined Execution
• 20 Years of Hedge Fund Experience